Refund Policy 

Refund Policy

All digital services, e-books, workbooks, courses and recordings, being non-tangible, irrevocable goods, cannot be refunded or exchanged once accessed, downloaded, unzipped, or viewed. As a customer, you are responsible for understanding this upon purchasing any item on our site. The customer is responsible for ensuring that they are purchasing the intended product on our website.  Additionally, access of media notwithstanding, no product or service shall be re-issued or refunded more than five business days from the initial purchase date. 


Privacy Practices

Personal identification information

We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our site, register on the site, place an order, fill out a form, respond to a survey, subscribe to the newsletter and in connection with other activities, services, features or resources we make available on our Site. Users may be asked for, as appropriate, name, email address, mailing address, phone number, or credit card information.

Users may, however, visit our Site anonymously.

We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain Site related activities.

Non-personal identification information

We may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer and technical information about Users means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information.

Web browser cookies

Our Site may use "cookies" to enhance User experience. User's web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of the Site may not function properly.

Sharing of Information

We do not sell, trade, or rent Users personal identification information to others. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners, trusted affiliates and advertisers for the purposes outlined above. We may use third party service providers to help us operate our business and the Site or administer activities on our behalf, such as sending out newsletters or surveys. We may share your information with these third parties for those limited purposes provided that you have given us your permission.

This Privacy Policy governs the manner in which Finances Matter LLC collects, uses, maintains and discloses information collected from users (each, a "User") of the website ("Site"). This privacy policy applies to the Site and all products and services offered by Finances Matter LLC.


Finances Matter LLC seeks to help individuals understand their financial options and provide some helpful tools along the way. All information on Finances Matter LLCis for informational purposes. The information contained on this website is the opinion of the writer and is not meant to substitute personalized legal or tax advice. Please contact your financial advisor, attorney or accountant for specific advice appropriate for your individual needs.

All content contained on is believed to be factual and up-to-date at the time of writing. Economic conditions can change rapidly and you should do your own research.